Nitin Agarwal has keen interest in Base of Pyramid markets in India and has worked extensively in research, consultancy and financial services – across Microfinance, SME lending, Technology adoption and Media space. He serves as Dy CEO of IntelleGrow, a lender focused at early-stage impact enterprises. He also worked as Deputy CEO at Spandana, one of the world’s largest MFIs with over 5 million customers. He also worked at Fullerton India in Rural lending, ICICI Bank - a leading private sector Bank in India, EDA/ M-CRIL, Times’ Group and India Today Group. He has travelled across upcountry India and has understanding of low-income households and excluded markets.